Vehicle Repossession

vehicle repossession wisconsin

Milwaukee Waukesha Auto Repossession Attorney

Are you behind on your car payment? Is your car lender threatening to repossess your vehicle? Has your vehicle been repossessed? Don’t be discouraged, there is a solution for you.

Chapter 13 Bankruptcy can stop auto repossession or in some cases get a repossessed car back. Chapter 13 can provide you with the following protections:

After a Chapter 13 filing, a creditor is barred from repossessing property and must comply with any repayment structure ordered by the bankruptcy court. It is illegal to repossess property, without permission of the Court, during a pending bankruptcy case.

Under a Chapter 13 plan, your car will be protected and you will, most likely, have a much lower monthly car payment. Sometimes as low as half the current payment.

You may be able to save your automobile even if your auto has already been repossessed. To save your auto, you must file before the auction sale. A lender must wait a minimum of 15 days before selling repossessed collateral at auction.

If your vehicle has been repossessed and subsequently sold, your lender will, most likely, take legal action to collect on any deficiency from the auction sale. This deficiency debt can be discharged in a Chapter 7 bankruptcy.


My car was repossessed while I was at work. I was embarrassed and did not know what to do. I called Lombardo Law Office. The staff was friendly and Attorney Lombardo knowing my urgency met with me the same day. He told me what documentation to bring and within 24 hours my Chapter 13 was filed and I was able to pick-up my car. I now have one monthly Chapter 13 payment that allows me to keep my car and wipe out my other bad debt all for less than I was originally paying for just my car! T.J
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